:root{
  --blue: #005CA9;
  --orange: #F39200;
  --bg: #ffffff;
  --text: #0f172a;
  --muted: #475569;
  --line: #e2e8f0;
  --alt: #f6f9ff;
  --shadow: 0 10px 30px rgba(2, 6, 23, .08);
  --radius: 14px;
  --container: 1120px;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Arial, "Noto Sans", "Helvetica Neue", sans-serif;
  color:var(--text);
  background:var(--bg);
  line-height:1.5;
}

a{color:inherit}
img{max-width:100%; height:auto}

.skip-link{
  position:absolute; left:-9999px; top:auto; width:1px; height:1px; overflow:hidden;
}
.skip-link:focus{
  position:fixed; left:16px; top:16px; width:auto; height:auto; padding:10px 12px;
  background:#fff; border:2px solid var(--blue); border-radius:10px; z-index:9999;
}

.container{max-width:var(--container); margin:0 auto; padding:0 18px}

.topbar{
  position:sticky; top:0; z-index:50;
  background:rgba(255,255,255,.92);
  backdrop-filter:saturate(180%) blur(10px);
  border-bottom:1px solid var(--line);
}
.topbar__inner{display:flex; align-items:center; justify-content:space-between; gap:14px; padding:12px 0}

.brand{display:flex; align-items:center; gap:12px; text-decoration:none}
.brand__logo{border-radius:10px}
.brand__text small{display:block; color:var(--muted)}

.nav{display:flex; align-items:center; gap:12px; position:relative}
.nav__toggle{
  display:none;
  border:1px solid var(--line);
  background:#fff;
  padding:8px 10px;
  border-radius:10px;
}
.nav__list{
  list-style:none; display:flex; gap:16px; margin:0; padding:0;
}
.nav__list a{
  text-decoration:none;
  color:var(--muted);
  font-weight:600;
}
.nav__list a:hover{color:var(--blue)}

.topbar__cta{display:flex; align-items:center; gap:10px}

.btn{
  display:inline-flex; align-items:center; justify-content:center;
  border-radius:12px;
  padding:10px 14px;
  text-decoration:none;
  font-weight:700;
  border:1px solid transparent;
  cursor:pointer;
  transition:transform .06s ease, background .2s ease, border-color .2s ease, color .2s ease;
}
.btn:active{transform:translateY(1px)}
.btn--primary{background:var(--orange); color:#1b1b1b; border-color:rgba(0,0,0,.06)}
.btn--primary:hover{filter:brightness(.98)}
.btn--ghost{background:transparent; border-color:var(--line); color:var(--blue)}
.btn--ghost:hover{border-color:rgba(0,92,169,.35); background:rgba(0,92,169,.04)}
.btn--block{width:100%}

.hero{
  background:
    radial-gradient(1200px 600px at 20% 20%, rgba(0,92,169,.16), transparent 60%),
    radial-gradient(900px 500px at 80% 0%, rgba(243,146,0,.14), transparent 55%),
    linear-gradient(180deg, #ffffff 0%, #ffffff 65%, var(--alt) 100%);
  border-bottom:1px solid var(--line);
}
.hero__grid{
  display:grid;
  grid-template-columns: 1.15fr .85fr;
  gap:22px;
  padding:34px 0 38px;
  align-items:start;
}
.badge{
  display:inline-block;
  background:rgba(0,92,169,.08);
  color:var(--blue);
  border:1px solid rgba(0,92,169,.18);
  padding:6px 10px;
  border-radius:999px;
  font-weight:700;
  margin:0 0 10px;
}
h1{font-size: clamp(28px, 3.2vw, 44px); line-height:1.1; margin:0 0 12px}
.lead{font-size:1.08rem; color:var(--muted); margin:0 0 16px}
.hero__actions{display:flex; gap:10px; flex-wrap:wrap; margin:10px 0 12px}
.hero__bullets{list-style:none; padding:0; margin:10px 0 0; display:grid; gap:8px}
.hero__bullets li{display:flex; gap:10px; color:var(--text)}
.hero__bullets .dot{
  width:10px; height:10px; margin-top:7px;
  background:var(--blue); border-radius:50%;
  flex:0 0 10px;
}

.disclaimer{color:var(--muted); font-size:.92rem; margin-top:14px}

.card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--radius);
  box-shadow:var(--shadow);
  padding:18px;
}

.section{padding:44px 0}
.section--alt{background:var(--alt); border-top:1px solid var(--line); border-bottom:1px solid var(--line)}
.section__header{margin-bottom:18px}
.section__header h2{margin:0 0 8px; font-size: clamp(22px, 2.2vw, 30px)}
.h3{margin:0 0 8px; font-size:1.25rem}
.h4{margin:0 0 8px; font-size:1.12rem}
.muted{color:var(--muted)}
.tiny{font-size:.86rem}
.sep{border:none; border-top:1px solid var(--line); margin:14px 0}

.cards{
  display:grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap:14px;
}
.card h3{margin-top:0}
.prose p{margin:0 0 10px}
.list{margin:12px 0 0; padding-left:16px; color:var(--muted)}
.list li{margin:6px 0}

.steps{margin:0; padding-left:18px; display:grid; gap:10px}
.steps li{
  background:#fff;
  border:1px solid var(--line);
  border-radius:12px;
  padding:12px 14px;
  box-shadow: 0 8px 22px rgba(2,6,23,.06);
}

.cta-row{
  margin-top:16px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:12px;
  background:rgba(0,92,169,.06);
  border:1px solid rgba(0,92,169,.18);
  padding:14px;
  border-radius:var(--radius);
}

.trust-grid{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap:14px;
}
.testimonials{display:grid; gap:10px}
.quote{
  border:1px solid var(--line);
  border-radius:12px;
  padding:12px 12px;
  background:#fff;
}
.quote p{margin:0 0 8px; color:var(--text)}
.quote .who{color:var(--muted); font-weight:700}

.accordion{display:grid; gap:10px}
details{
  background:#fff;
  border:1px solid var(--line);
  border-radius:12px;
  padding:10px 12px;
  box-shadow: 0 8px 22px rgba(2,6,23,.06);
}
summary{
  cursor:pointer;
  font-weight:800;
  color:var(--text);
}
details p{color:var(--muted); margin:10px 0 0}

.field{display:grid; gap:6px; margin:10px 0}
label{font-weight:800}
input, select, textarea{
  width:100%;
  padding:10px 12px;
  border-radius:12px;
  border:1px solid var(--line);
  font:inherit;
  outline:none;
}
input:focus, select:focus, textarea:focus{
  border-color:rgba(0,92,169,.45);
  box-shadow:0 0 0 4px rgba(0,92,169,.10);
}
.contact-grid{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap:14px;
}
.contact-actions{display:flex; gap:10px; flex-wrap:wrap}
.dl{margin:0; display:grid; gap:10px}
.dl div{display:grid; gap:4px}
dt{font-weight:900}
dd{margin:0; color:var(--muted)}
.map{
  min-height:280px;
  border:1px dashed rgba(71,85,105,.35);
  border-radius:12px;
  padding:12px;
  background:rgba(255,255,255,.6);
}

.footer{
  border-top:1px solid var(--line);
  padding:18px 0;
  background:#fff;
}
.footer__grid{
  display:flex; justify-content:space-between; gap:10px; flex-wrap:wrap;
}
.footer a{color:var(--blue); text-decoration:none}
.footer a:hover{text-decoration:underline}

.whats-float{
  position:fixed;
  right:16px;
  bottom:16px;
  z-index:60;
  background:var(--orange);
  color:#1b1b1b;
  border:1px solid rgba(0,0,0,.08);
  border-radius:999px;
  padding:12px 14px;
  font-weight:900;
  text-decoration:none;
  box-shadow:var(--shadow);
}

/* Responsivo */
@media (max-width: 960px){
  .hero__grid{grid-template-columns: 1fr; padding-top:26px; padding-bottom:28px}
  .cards{grid-template-columns: 1fr}
  .trust-grid{grid-template-columns: 1fr}
  .contact-grid{grid-template-columns: 1fr}
  .nav__toggle{display:inline-flex}
  .nav__list{
    display:none;
    position:absolute;
    right:0;
    top:44px;
    background:#fff;
    border:1px solid var(--line);
    border-radius:12px;
    padding:12px;
    box-shadow:var(--shadow);
    flex-direction:column;
    gap:10px;
    min-width:220px;
  }
  .nav__list.is-open{display:flex}
}

/* Public pages: readable mobile forms and progressive enhancement. */
[hidden]{display:none!important}
:focus-visible{outline:3px solid var(--blue);outline-offset:4px}
section[id], #simulacao{scroll-margin-top:100px}
.topbar__inner{padding-left:18px;padding-right:18px}
.hero__grid{padding-left:18px;padding-right:18px;gap:40px}
.hero__copy{padding-top:22px}
.brand__symbol{flex-shrink:0}
.brand__text strong{font-size:1.13rem;letter-spacing:-.03em}
.brand__text small{font-size:.8rem}
.eyebrow{font-size:.76rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--blue);margin:0 0 12px}
.form-card{border-top:4px solid var(--orange);padding:24px}
.form-card>p.muted{font-size:.92rem;line-height:1.5}
.privacy-check{display:flex;align-items:flex-start;gap:10px;margin:18px 0;font-weight:400;font-size:.82rem;color:var(--muted);line-height:1.5}
.privacy-check input{width:19px;height:19px;flex:0 0 19px;margin:3px 0 0;accent-color:var(--blue)}
.privacy-check a{text-decoration:underline;text-underline-offset:2px;color:var(--blue)}
.form-details{box-shadow:none;padding:12px 0;border:none;border-radius:0}
.form-details summary{font-size:.88rem;font-weight:600;color:var(--blue)}
.form-status{border-radius:8px;padding:12px;font-size:.9rem;background:#edf7f0;color:#14532d;overflow-wrap:anywhere}
.form-status.is-error{background:#fff1f2;color:#9f1239}
.btn:disabled{opacity:.65;cursor:wait}
.honeypot{position:absolute!important;left:-10000px;width:1px;height:1px;overflow:hidden}
.hero__signature{display:flex;align-items:center;gap:14px;border-top:1px solid var(--line);margin-top:24px;padding-top:12px;font-size:.9rem}
.signature-mark{display:grid;place-items:center;background:var(--blue);color:#fff;font-size:1.5rem;font-weight:800;width:42px;height:42px;border-radius:10px;flex:0 0 42px}
.service-card{position:relative;padding:28px}
.service-card h3{font-size:1.3rem}
.service-number{display:block;color:var(--blue);font-size:.85rem;font-weight:800;letter-spacing:.12em;margin-bottom:16px}
.text-link{display:block;font-weight:700;color:var(--blue);text-underline-offset:4px;margin:14px 0}
.service-card .btn{margin-top:8px}
.footer{padding-bottom:80px}
html:not(.js) .nav__list{display:flex}
@media(max-width:1100px){.topbar__cta{display:none}}
@media(max-width:960px){
  .hero__grid{gap:28px}
  .hero__copy{padding-top:0}
  html:not(.js) .topbar__inner{flex-wrap:wrap}
  html:not(.js) .nav__list{position:static;box-shadow:none;border:none;flex-direction:row;flex-wrap:wrap;padding:0}
}
@media(max-width:480px){
  .hero__grid{gap:24px}
  .form-card{padding:18px}
  .hero__actions .btn{width:100%}
  .cta-row{align-items:flex-start;flex-direction:column}
  .badge{font-size:.8rem}
  .section{padding:34px 0}
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}}